Configuration
platform → edition → tenant → user
Four layers, each overriding the one before it, every write audited with the value before and after. What matters as much as the value is where it came from, so resolution returns the whole chain rather than the winner — an operator should never have to guess whether a number was set for a tenant, inherited from its edition, or is still the shipped default.
Platform-locked keys
A key whose overridable list is empty is a control, not a preference. Funding requiring perfection and PHI redaction in support are not things a tenant gets to turn off; the write is refused rather than accepted and ignored.MRF defaults — platform and edition layers
Values shown here apply to every tenant of MRF that has not overridden them. Tenant and user layers are edited on the tenant.
| Setting | Effective | Resolution | Write |
|---|---|---|---|
| Funding requires perfection funding.requires.perfection Block funding until a UCC1 or NOSA filing is verified. Platform-locked: it is a control, not a preference. | true | PLATFORM —EDITION — Shipped default — never written. | PLATFORM-LOCKED — no lower override |
| Advance rate cap funding.advance.rate.cap Maximum advance as a share of discounted value, in basis points. | 7500 | PLATFORM —EDITION — Shipped default — never written. | |
| Reserve target pool.reserve.target Target reserve against the pool, in basis points of funded value. | 1200 | PLATFORM —EDITION — Shipped default — never written. | |
| Status staleness threshold status.staleness.threshold Days since statusVerifiedAt after which a position is surfaced as unverified. | 30 | PLATFORM —EDITION — Shipped default — never written. | |
| Thin-cohort threshold valuation.cohort.thin.threshold Comparable count below which a valuation is presented as thin rather than confident. | 12 | PLATFORM —EDITION — Shipped default — never written. | |
| PHI redaction in support support.phi.redaction Redact protected health information from every platform-support surface. Platform-locked. | true | PLATFORM —EDITION — Shipped default — never written. | PLATFORM-LOCKED — no lower override |
| Document retention retention.documents Days a source document is retained after its case closes. | 2555 | PLATFORM —EDITION — Shipped default — never written. |